Insurance Fraud

Aggressive Defense Against Insurance Fraud Charges

Insurance fraud is a serious white-collar crime in Pennsylvania that can lead to felony charges, heavy fines, restitution, and long-term imprisonment. Whether the accusation involves auto, health, homeowners, life, or workers’ compensation insurance, the consequences of a conviction can be devastating to your reputation and your future.

At Sheridan Lawyers, we defend clients accused of insurance fraud in Chester County, Bucks County, Delaware County, and Montgomery County. We know these cases are complex, document-heavy, and require a detailed, strategic defense.

What Is Insurance Fraud?

Under 18 Pa.C.S. § 4117, a person commits insurance fraud when they knowingly and with the intent to defraud:

• Present false or misleading information in an insurance application or claim

• Stage or exaggerate accidents, injuries, or damage to property

• File multiple or fraudulent claims to collect insurance money

• Assist or conspire with others to commit insurance fraud

Insurance fraud charges often arise from:

• Car accidents or staged collisions

• Inflated medical or property claims

• Workers’ compensation fraud

• False statements during an investigation or on an application

Penalties for Insurance Fraud in Pennsylvania

Penalties vary depending on the amount of the claim and whether it is a first offense:

• Felony of the third degree: Up to 7 years in prison and fines up to $15,000

• Felony of the second degree: For larger fraud schemes, up to 10 years in prison

• Restitution of any money paid by the insurance company

In addition to criminal penalties, a conviction can also mean:

• A permanent criminal record

• Loss of professional licenses

• Severe financial and reputational harm

How Sheridan Lawyers Defends Insurance Fraud Cases

Insurance fraud cases often rely on financial records, documents, and investigative findings. We focus on:

• Proving there was no intent to defraud

• Demonstrating that errors or omissions were honest mistakes

• Challenging the accuracy and completeness of the insurer’s investigation

• Questioning the credibility of witnesses, experts, and investigators

• Negotiating for dismissal, reduced charges, or alternative resolutions

When necessary, we are prepared to fight for you in court.

Why You Should Seek Legal Help Immediately

Insurance fraud cases often begin with interviews from investigators or insurance company representatives. Do not speak with investigators without legal representation. Statements made early in the process can be used against you in a criminal case.