Credit Card Debt Defense

Don’t Face Credit Card Lawsuits Alone

If you’ve been sued by a credit card company, a bank, or a debt buyer, you are not alone. Credit card lawsuits are on the rise in Pennsylvania, and creditors often count on people not knowing their rights.

At Sheridan Lawyers, we defend individuals and small business owners in credit card lawsuits, debt collection actions, and judgments in Chester County, Delaware County, and Montgomery County, Pennsylvania. We know the tactics creditors use—and we know how to fight back.

Why You Were Sued

Most credit card lawsuits are filed because of:

• Unpaid credit card balances

• Late or missed payments

• Debt is sold to collection agencies or third-party debt buyers

• Errors in credit card statements or account records

In many cases, the creditor or debt buyer cannot even prove that you owe the money or that they have the legal right to collect.

What We Do in Credit Card Defense Cases

• Challenge the Evidence: Creditors must prove the debt is valid and enforceable.

• Identify Errors: Many lawsuits are based on incomplete records, incorrect balances, or improper assignments.

• Negotiate Settlements: When appropriate, we negotiate affordable settlements that protect your financial future.

• Defend You in Court: We aggressively defend lawsuits to protect you from judgments, garnishments, and liens.

• Stop Harassment: We can take legal action if collectors violate state or federal debt collection laws (FDCPA).

Why Choose Sheridan Lawyers?

• Focused Experience: We have successfully defended many credit card cases.

• Personal Attention: You will have a dedicated lawyer, not a debt “mill” approach.

• Aggressive Defense: We hold creditors to their burden of proof and fight unfair collection practices.

• Protection of Your Future: Our goal is to resolve the case while protecting your financial stability.

Frequently Asked Questions – Credit Card Defense